Group entities invoice each other constantly — dozens of small balances flying both directions. Settling each one gross means needless bank transfers, FX cost and reconciliation. The smart move is to net: collapse every balance between a pair of entities into one figure, so only the net moves. This matches the intercompany ledger, nets it per pair, builds the settlement schedule, and flags the breaks and aged items that can’t net yet.
Portfolio demo · illustrative synthetic data · settlement currency EUR. A production version reads each entity’s intercompany sub-ledger.
Every gross settlement is a bank fee, an FX spread and a reconciliation. Netting per pair cuts the number of payments and the cash that crosses borders — here from 12 flows to 5 net transfers, moving only what is genuinely owed.
Select a settlement pair or an exception to see the netting math, the direction of payment, and the action.